

Commercial insurance in Ontario
Ontario business insurance built around your needs
Whether you operate a small local company or a complex organization, our Ontario advisors take time to understand your goals, operations and exposures. Drawing on deep regional and industry knowledge, we build customized commercial insurance programs that can evolve with your business. From property and liability to other specialized industry solutions, we help you manage uncertainty with confidence. You also benefit from responsive service, access to leading insurers and practical guidance when your needs change or a claim occurs.

Personal insurance in Ontario
Ontario personal insurance for what matters most
Life in Ontario comes with many moving parts, and the right insurance can help you stay prepared. Our local advisors make it easier to protect your home, vehicle, travel plans and other valued assets with coverage tailored to your lifestyle. We compare options from trusted insurers, explain your choices clearly and look for practical ways to balance protection and cost. As your circumstances change, we can review and adjust your coverage so it continues to reflect your needs. When the unexpected happens, you can count on knowledgeable support and personalized service from a team close to home.
Why choose Navacord
A different approach to insurance
National strength and local expertise, delivered from coast to coast.
- 150+
Offices across Canada
- 5000
Insurance and financial services professionals
- 1100
Canadian employee shareholders working in our business

Ontario benefits and financial services
Financial and benefits solutions for Ontario organizations and individuals
Strong benefits and financial strategies can help Ontario organizations attract talent, support employees and plan for continued success. Our specialists work with employers and individuals to create solutions aligned with their priorities, workforce and financial goals. Services may include employee benefits, group retirement, financial planning and wealth solutions, supported by clear advice and ongoing guidance. We take a practical, collaborative approach - helping you assess options, manage costs and make informed decisions as needs evolve. With local insight and access to broad national capabilities, we bring together the expertise and resources needed to support your people and future.
Industry coverage
Dedicated expertise in industries across Ontario
Explore industries supported by dedicated Ontario teams who understand regional opportunities, emerging risks and sector-specific challenges. Our industry expertise helps businesses access tailored insurance solutions, practical guidance and responsive support as their needs evolve.
- Construction

Construction
Coverage designed for contractors, developers and trades facing changing project, liability, equipment and workforce risks.
- Real estate

Real estate
Insurance solutions for property owners, managers and developers, tailored to diverse portfolios and evolving market conditions.
- Transportation

Transportation
Practical protection for fleets, logistics providers and commercial vehicles operating across Ontario and beyond.

Manufacturing
Specialized coverage for property, equipment, supply chains, product liability and business interruption exposures.

Professional services
Solutions that help firms manage professional liability, cyber, property and operational risks.

Technology
Flexible insurance for growing technology companies navigating cyber threats, professional liability and rapid change.
The Navacord advantage
Local relationships backed by national strength
Work with knowledgeable Ontario advisors who combine personalized service, broad market access and national resources.

Knowledgeable local advisors
Get advice from teams who understand your community, industry and changing insurance needs.

Coverage tailored to you
Receive practical solutions shaped around your risks, priorities, budget and long-term goals.

Choice and market access
Benefit from relationships with leading insurers and specialized resources across the Navacord network.
Specialty programs
Our specialty programs bring tailored coverage and dedicated expertise to Ontario associations, affinity groups and organizations with shared needs. Members gain access to thoughtfully designed insurance solutions, responsive service and advice informed by the risks that matter to their community.
